Lease & Finance Terms

This section explains how leasing and financing work through Platinum Auto Group, and what customers should expect when securing a vehicle through our broker services.

How Leasing Works
Leasing gives you the ability to drive a new vehicle for a set monthly payment over a fixed term (usually 24–48 months). Your payment is based on factors such as vehicle MSRP, residual value, bank programs, mileage limits, and current incentives.

We work directly with our dealership network to secure the best available lease programs, including:

• Low monthly payments

• Flexible mileage options

• Zero or low down-payment offers

• Available loyalty or conquest rebates

• Special manufacturer incentives

All lease approvals are subject to credit review, income verification, and lender qualifications.

How Financing Works
Financing allows you to purchase a vehicle and pay it off over time. We assist in securing competitive rates through our partnered lenders and dealers.

Financing terms depend on:

• Your credit profile

• Loan amount

• Down payment

• Lender requirements

• Vehicle age and price

Customer Responsibilities
To process any lease or finance request, customers may be required to provide:

• Valid driver’s license

• Credit application details
   

Providing accurate information helps speed up approvals and avoid delays.
Fees & Payments

Credit Approvals
All approvals, terms, and rates come directly from:

• Manufacturer financial institutions (e.g., Honda Financial, Toyota Financial)

• Banks

• Credit unions

• Partnered lenders

Non-Refundable Deposits
Some deals may require a deposit to secure:

• A specific vehicle

• A factory order

• A reserved price or program

Deposits, if taken, may be non-refundable unless stated otherwise.

Contact Us
If you have questions about leasing or financing through Platinum Auto Group, please contact us:
Phone: 361-425-6554
Email: platinumautogroup99@gmail.com